Insurance Planning

Insurance Can Be A Critical Component of Risk Management in Any Financial Plan

Many don’t realize that their insurance needs change as they move through life. Early in your career, disability and life insurance may play an important role in your protection plan. But as children leave home and you transition to a work-optional lifestyle, concerns like long-term care may become a greater priority.

Because insurance isn’t something you tend to think about until you must use it, it’s possible (even likely) that you may be under- or over-insured.

We’ll take a look at what you’re currently covered for and identify areas for improvement or new opportunities for protection. As you continue moving through life, we’ll revisit your coverage periodically to make sure your protection is best reflecting your present needs.

Services for All Areas of your Financial Life

Health Insurance

Your health is important and so is your healthcare plan. We can help you find healthcare options that are as unique as your needs, financial situation, and that fit your family’s budget.

Life Insurance

Insurance is all about guarding against life’s “what-ifs.” At First Dominion Financial Group, our insurance strategies are designed to help you manage those risks while keeping yourself and your loved ones protected if you can no longer work.

Long-Term Care Insurance

We tend to think of long-term care as an end-of-life service, but accidents and illness in people under 65 can also accelerate that necessity. The need for long-term care can happen to anyone at any time. Without long-term care insurance, you and your family are on the hook for paying these costs out of pocket, and they can really eat into your assets like retirement and real estate the longer they go on.

Our financial professionals will work with you to build a policy to suit your needs. There are many options available for long-term care. The policies and coverage vary and some of the features can include:

• Cost-of-living adjustments.

• Fixed premiums.

• Death benefits.

• Cash value.

• And more.

Get in touch